How to get free credit report Atlanta

IF people want their credit score or other services they can get them after the 'free' credit report is shown to them online. Rules go how to get free credit report Atlanta too far, industry group says In the five years since the free credit report rules went into effect, about 150 million free credit reports have been sent to consumers, according to comments filed by Stuart Pratt, president and CEO of the Consumer Data Industry Association (CDIA), a trade group representing the major credit reporting bureaus. The group contends the FTC is overstepping its authority by banning special offers and ads while free credit report requests are processed.

The rule's coverage ends once a consumer requests the free file disclosure; it does not extend beyond that point, Pratt asserts. credit reporting agencies In addition, the group argues, banning the ads violates the bureaus' right to free expression. They argue that getting a credit score along with the free credit report enables consumers to learn how information in their credit report files affects their credit score. Pratt how to get free credit report Atlanta notes that the how to get free credit report Atlanta proposed rules don't go far enough in curbing practices of third-party commercial sites that aren't affiliated with the three major CRAs, but charge fees for consumers to obtain free credit reports. www credit report

The FTC's proposed rule does not focus on these kinds of abuses, he writes.

Charles Burnett, president of Evergreen Credit Reporting, a small how to get free credit report Atlanta Nevada CRA that operates creditreporting.com, said in comments his business will be affected by the proposed rule requiring any Internet sites that offer free credit reports set up a separate Web page (called a landing page) that includes the FTC disclosure: This is not the free credit report provided for by federal law. To get how to get free credit report Atlanta your free report, visit www.AnnualCreditReport.com or call (877) how to get free credit report Atlanta 322-8228. Burnett called the rule extreme, adding the landing page will direct most if not all potential customers to the government website whether the customer is looking for the free how to get free credit report Atlanta annual credit report under law or not. free credit report credit card