How to check credit score Helena

Put "stop payments" on any outstanding checks that you are unsure about. Close your checking account and other affected accounts and obtain new account numbers. Give the bank a password for your account (not mother's maiden name, Social Security number, date of birth, pet's name, sequential numbers, or any other easily guessed words).

If your own checks are rejected at stores where you shop, contact the check verification company that the merchant uses. TeleCheckFor annual file disclosureFraud, id theft department Under a new federal law, you now have a right to how to check credit score Helena obtain any reports how to check credit score Helena that these companies compile about you. all 3 credit reports For ChexSystems and any of the check verification companies listed here that you have had to contact as a result of your identity theft situation, we recommend that you request a copy of your file once a year. If not, you will find it difficult to open new bank accounts and/or write checks. Visit the web sites listed above to learn how how to check credit score Helena to order your free annual reports. And read the PRC's guide on these "specialty reports." www.privacyrights.org/fs/fs6b-SpecReports.htm 8. free 3 credit reports ATM cards. If your ATM or debit card has been stolen or compromised , report it immediately. You may be liable if the fraud is not reported quickly. Start how to check credit score Helena with a phone call and immediately follow up in writing. Be sure to read the debit card contract for information about liability. Some cards are better protected in cases of fraud than others. ATM and debit card transactions are subject to the Electronic Fund Transfer Act. (15 USC §1693) Even if you are a victim of identity theft, your liability for charges can increase the longer the crime goes unreported.

For more on EFTA, see the FTC's guide, www.ftc.gov/bcp/edu/pubs/consumer/credit/cre04.shtm. 3 credit Also read its guide on electronic banking, www.ftc.gov/bcp/edu/pubs/consumer/credit/cre14.shtm 9. Brokerage accounts. You do not have the same protections against loss how to check credit score Helena with brokerage accounts as you do with credit and debit card or bank accounts.